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This is a method of calling in which the phone system dials from a list of past due accounts and do a pre-recorded message either to an individual and to an answering machine. The technique could be useful as a first pass attempt to collect overdue accounts. The message could be simply a reminder with instructions on how to bring the account to balance. Collection predictive dialers can be made to the same debtor with different messages based upon the amount and extent of delinquency and whether the account responded to prior messages.
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